The Rules of Escheat (the very opposite of cheat)

The Rules of Escheat (the very opposite of cheat)

It’s never a bad idea to check with your state to see if there is any unclaimed property being held that belongs to you.  The last time I checked there was $72 waiting for me, an uncashed check from Blue Cross.  How did that check become unclaimed property and how do...
Gifting To Save Estate Taxes

Gifting To Save Estate Taxes

When Gifting To Save Estate Taxes, It Is Essential To Consider Loss Of Step-Up In Basis When the House Ways and Means Committee proposed reducing the estate and gift tax exemption from $11,700,000 to approximately $6,000,000 (as adjusted for inflation) effective...
Inflation Concerns

Inflation Concerns

Should You Be Concerned About Inflation? If you pay attention to financial news, you are probably seeing a lot of discussion about inflation, which has reared its head in the U.S. economy after being mostly dormant for the last decade. In May 2021, the Consumer Price...
Looking for Coverage in All the Right Places

Looking for Coverage in All the Right Places

Insurance is everywhere; it is intertwined with every facet of our working and personal lives. Yet, all too often when a loss occurs or a liability is sustained, corporate and individual policyholders fail to obtain the full protection that insurance promises to...