Financial Planning

Critical financial challenges call for solutions that are, at once, sophisticated and practical. With a vision to be southern New Jersey’s preeminent and most trusted financial services firm, Capaldi Reynolds & Pelosi, P.A. and CRA Financial Services, L.L.C. together bring unique levels of experience to the full range of personal and business financial planning. We are committed to providing value-added, wealth-enhancing services to our clients in a cost-effective manner that remains consistent with our philosophy that putting our clients’ best interest first is our first priority.

Our main focus is on six areas of expertise:

INVESTMENT PLANNING

Developing and managing your portfolio through asset allocation and securities diversification.

EDUCATION PLANNING

Estimating potential future education costs, exploring alternatives, and developing & implementing sound financial strategies to achieve your goals.

TAX PLANNING

Optimizing tax efficiency with specific, technical knowledge of federal and state tax codes.

ESTATE PLANNING

In collaboration with your legal counsel, we formulate a combination of financial strategies to preserve family wealth and facilitate the continuance of your business.

RETIREMENT PLANNING

Sound financial planning strategies for a worry-free retirement.

INSURANCE PLANNING

Comprehensive protection from severe financial loss for you and your family.

Meet Our Financial Planning Experts

Matthew J. Reynolds CPA, CFP

Matthew J. Reynolds CPA, CFP

Partner

Industry Insights

Listen Up Employers, RetireReady is Here!

Listen Up Employers, RetireReady is Here!

If you are a New Jersey employer with 25 or more employees, you may have received a notice that you are required to register your business with RetireReady NJ or certify that you are exempt.  This program was established by the Legislature to help workers in the state...

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Money Watch: Elder Financial Exploitation

Money Watch: Elder Financial Exploitation

Technology has been a huge benefit to people across the world, but it has also led to a dramatic increase in the scope and size of Elder Financial Exploitation (“EFE”). The Financial Crimes Enforcement Network (“FinCEN) defines EFE as the “illegal or improper use of...

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